Hi, I’m Amara.

Now I teach the systems I used there, in plain language: your real costs, a buffer that holds and a salary you pay yourself every month.

Most of the people I work with are very good at their craft and quietly anxious about money. They price by guessing, spend what lands in the account and dread January. None of that is a character flaw; nobody taught them a system. I keep mine simple: three accounts, one spreadsheet, half an hour on a Friday. You don't need to love numbers. You just need to know which ones to look at.